Terms of Use
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Boyd Shackleford Barnett & Dixon (“BSBD,” “we,” “our,” “us”), through its Private Risk Advisor Mitchell Brown, provides personal insurance and private risk advisory services to high-net-worth individuals and families through this website. By accessing or using this website, you agree to comply with these Terms of Use. If you do not agree, please discontinue use of the site.
Use of Website
You may use this website only for lawful purposes and in a way that does not infringe the rights of others, restrict access, or damage the reputation or operation of the website.
You agree not to:
Use the website for fraudulent or misleading activity
Attempt unauthorized access to systems or data
Copy, reproduce, or distribute website content without permission
Upload harmful code, spam, or malicious material
Misrepresent your identity or business intentions
Intellectual Property
All website content, including text, graphics, branding, layouts, advisory materials, and design elements, is the property of Boyd Shackleford Barnett & Dixon unless otherwise stated.
You may not copy, reuse, modify, republish, or distribute any content without prior written permission.
No Professional Guarantee
Information shared on this website is provided for general informational purposes only and does not constitute insurance, financial, tax, or legal advice, nor any guarantee of coverage, eligibility, pricing, or claim outcomes.
Every client’s circumstances are different. Coverage availability, terms, and premiums depend on underwriting, carrier decisions, asset details, and other factors beyond our control.
Service Engagements
Any advisory or brokerage engagement may be subject to separate proposals, carrier applications, policy documents, pricing terms, and disclosures agreed upon in writing.
Where a conflict exists between these Terms and a signed client agreement, the client agreement will govern.
Third-Party Tools & Links
This website may reference or link to third-party platforms, tools, or websites. We are not responsible for their content, security, policies, or availability.
Use third-party services at your own discretion.
Limitation of Liability
To the fullest extent permitted by law, Boyd Shackleford Barnett & Dixon shall not be liable for any direct, indirect, incidental, or consequential losses arising from use of this website or reliance on its content.
Privacy
Your use of this website is also governed by our Privacy Policy.
Changes to Terms
We may update these Terms of Use at any time without prior notice. Continued use of the website after updates constitutes acceptance of the revised terms.
Contact
For questions regarding these Terms, please contact us through the website contact form.
